Why a home inspector's fireplace check is not a chimney inspection
In Texas, home inspectors are licensed by TREC, and their minimum standards for fireplaces and chimneys are set out in 22 TAC §535.228(i). The inspector must report as deficient "built-up creosote in accessible areas of the firebox and flue," combustible materials near the firebox opening, missing fireblocking at the attic penetration where accessible, and deficiencies in the damper, lintel, hearth and firebox, the gas fixture in the fireplace, combustion air vents, and "chimney structure, termination, coping, crown, caps, and spark arrestor." The same rule then says the inspector "is not required to: (A) verify the integrity of the flue; (B) perform a chimney smoke test; or (C) determine the adequacy of the draft."
That last sentence is the gap. The flue liner, hidden behind the damper and above the smoke chamber, is where cracked tiles, missing mortar joints and gaps between sections hide, and only a camera scan shows it. So a buyer who wants to know the condition of the flue orders a Level 2 chimney inspection from a chimney company in addition to the TREC home inspection, not instead of it. Texas has no chimney-inspector license; TREC licenses home inspectors, and chimney companies hold private credentials such as CSIA or NFI certification, which you can verify on csia.org or nficertified.org.